Junior Loan Officer (Collateral) Job

TeamAce Limited - Our client, a reputable organization in the Financial Services sector, is recruiting to fill the position below:

Job Position: Junior Loan Officer (Collateral)

Job Location: Lagos
Employment Type: Full-time (Hybrid)

Job Summary

• As the Junior Loan Officer (Collateral), you will be responsible for sourcing qualified SME clients, assessing collateral-backed loan applications, and supporting portfolio growth while maintaining asset quality.

Responsibilities

• Source and onboard qualified SME clients seeking collateral-backed loan facilities.
• Conduct collateral inspections, appraisals, and valuations to assess security adequacy.
• Evaluate loan applications and ensure compliance with internal credit policies and procedures.
• Monitor loan performance and support portfolio quality through effective client follow-up.

Requirements

• Bachelor's Degree in Finance, Banking, Business Administration, Economics, or a related field.
• Minimum of 1 year of experience in lending, credit analysis, loan administration, or microfinance operations.
• Strong understanding of collateral-backed lending, credit assessment, and risk management.
• Excellent communication, relationship management, and negotiation skills.
• Ability to meet loan origination and portfolio growth targets.

Salary
N170,000 - N210,000 per month.