Credit & Risk Analyst in a Financial Services Firm

Job Title: Credit & Risk Analyst

Location: Ikeja, Lagos

About the Role

• You’ll work closely with the credit and operations teams to ensure portfolio quality and regulatory compliance.
• We’re looking for a detail-oriented Credit & Risk Analyst to assess creditworthiness, evaluate risk exposure, and support sound lending decisions.

Key Responsibilities

• Monitor loan portfolio performance and flag early warning signs.
• Ensure compliance with CBN guidelines and internal credit policies.
• Prepare credit proposals and risk ratings for management approval.
• Analyze financial statements, credit reports, and business plans to assess borrower risk.
• Collaborate with sales and operations to structure deals within risk appetite.

Requirements

• Bachelor’s Degree in Finance, Economics, Accounting, or related field.
• Proficiency in Excel/Google Sheets; experience with core banking / credit systems is an advantage.
• Good communication skills and ability to present findings clearly.
• Strong knowledge of financial analysis, credit scoring, and risk assessment tools.
• Minimum of 3 years of experience in credit analysis, risk management, or commercial lending.

What We Offer

• Competitive Salary (N300,000 monthly) and performance bonus.
• Collaborative, fast-paced work environment.
• Professional development and career growth.
• Exposure to diverse client portfolios.

How to Apply
Interested and qualified candidates should send their CV and a brief Cover Note to: [email protected] using "Credit & Risk Analyst – Ikeja" as the subject of the mail.

Note

• For more enquiries, contact: 08100115082 on WhatsApp.
• Only shortlisted candidates will be contacted.