Entry Level Development Program (Consumer Lending)

Job Description:

The Entry Level Development Program (Consumer Lending) is designed to attract, develop, and retain high-potential graduates interested in building a career in retail/consumer banking. The program provides structured training, hands-on experience, and exposure to credit analysis, loan processing, risk assessment, and customer relationship management within the consumer lending space.

Key Responsibilities

• Support the processing and evaluation of consumer loan applications (personal loans, salary advances, etc.).
• Assist in conducting credit analysis and risk assessments in line with company policies.
• Maintain accurate and up-to-date customer and loan records.
• Engage with customers to provide information on loan products and requirements.
• Ensure compliance with regulatory and internal credit policies.
• Monitor loan performance and follow up on repayments.
• Collaborate with internal teams such as Risk, Operations, and Customer Service.
• Participate in structured training sessions and performance assessments throughout the program.

Program Features

• Comprehensive onboarding and classroom training
• On-the-job rotations across relevant departments
• Mentorship from experienced professionals
• Performance evaluations and career progression opportunities

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, or related field
• 0–1yearof work experience (NYSC Completion)
• Strong analytical and numerical skills
• Excellent communication and interpersonal skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)
• High level of integrity and attention to detail

Key Competencies

• Analytical Thinking
• Customer Focus
• Attention to Detail
• Teamwork and Collaboration
• Problem-Solving Skills
• Adaptability and Willingness to Learn