Sales Executives (Salary Loan

We are recruiting to fill the position below:

Job Title: Sales Executive (Salary Loan / Wealth Management)

Locations: Abuja (FCT), Abeokuta - Ogun, Zaria Road - Kano, and Yaba - Lagos
Employment Type: Full-time

Scope and Impact

• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
• The candidate will be tasked with the responsibility of selling various loan products.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Complete loan contracts and counsel clients on policies and restrictions
• Update account records, Compute payment schedules and transactions on ERP
• Review loan agreements to ensure that they are complete and accurate according to policy
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Update job knowledge on types of loans and other financial services
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Deposit mobilization to meet set targets
• Communicate with clients either to request or to provide information
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Assess customer needs, explore all options and introduce different types of loans
• Justify decisions (approvals/rejections) and report on them
• Determine all applicable ratios and metrics and set up debt payment plans
• Confer with underwriters to aid in resolving loan application problems.

Key Performance Indicators

• Customer retention rate of minimum 90% across loan and investment products
• Reduced number of Non-Performing loans
• Meet Set Monthly loan and investment Targets

Requirements

• Proven working experience as a Loan Officer
• Ability to work in a goal oriented environment and meet set target.
• Solid understanding of direct/indirect lending products and practices
• Candidates should possess a B.Sc Degree in Finance, Economics or a related field with 1-10 years experience.
• Familiarity with computers and banking applications/software
• Customer satisfaction orientation and sales competencies