Head of Credit and Marketing Job

Pointone Microfinance Bank provides tailored financial solutions with competitive interest rates, flexible repayment structures, and seamless banking services.

We are recruiting to fill the position below:

Job Position: Head of Credit and Marketing

Job Location: Lagos
Employment Type: Full-time

Key Responsibilities
Credit Management:

• Lead the bank's credit operations and loan portfolio management.
• Review and assess credit applications in line with approved policies and regulatory requirements.
• Monitor portfolio performance and ensure effective credit risk management.
• Develop and implement credit strategies that support sustainable portfolio growth.
• Ensure timely loan recovery and portfolio quality maintenance.

Marketing & Business Development:

• Develop and execute marketing strategies to drive customer acquisition and business growth.
• Identify and pursue new market opportunities and strategic partnerships.
• Promote the bank's products and services to individuals, SMEs, and corporate clients.
• Drive deposit mobilization and loan portfolio expansion.
• Strengthen brand visibility through both digital and traditional marketing channels.

Requirements

• Bachelor's degree in Finance, Economics, Business Administration, Marketing, or a related field.
• Minimum of 5 years relevant experience in banking, microfinance, credit administration, marketing, or business development.
• Strong knowledge of credit analysis, risk management, and lending operations.
• Proven ability to achieve business growth and portfolio targets.
• Excellent communication, negotiation, analytical, and leadership skills.
• Professional banking or finance certifications will be an added advantage.

Method of Application
Interested and qualified candidates should send their CV and cover letter to: [email protected] using "Application for Head of Credit & Marketing (HCM)" as the subject of the email.