Senior Treasury Analyst

We are recruiting to fill the position below:

Job Title: Senior Treasury Analyst

Location: Lagos
Employment Type: Full-time

Job Summary

• This is a hands-on role for someone who understands FX, payments, and transaction operations, and can support the movement of funds across different providers, currencies, and corridors while maintaining strong controls, accurate records, and strong follow-up discipline.
• The Senior Treasury Analyst will play a key role in supporting the company's cross-border payment operations by helping manage liquidity, rates, providers, settlements, accounts, and transaction reconciliation.

Responsibilities

• Support cross-border transaction execution by coordinating with internal teams and external providers to ensure payments are processed accurately, efficiently, and within agreed timelines.
• Collaborate with sales, compliance, and operations teams to ensure transactions are properly documented, priced correctly, compliant, and executed with a strong client experience.
• Identify arbitrage and margin opportunities by monitoring market rates, provider pricing, corridor spreads, and transaction flows across different currencies and payment routes.
• Monitor settlements closely by tracking outgoing and incoming payments, confirming funds received, escalating delays, and ensuring clients and internal teams receive timely updates.
• Perform daily reconciliation by matching transactions, payments, balances, fees, rates, and settlement confirmations across internal records, bank statements, and provider reports.
• Source and compare FX rates from liquidity partners, providers, banks, and market sources to help offer competitive pricing to clients.
• Maintain accurate treasury records by updating trackers, ledgers, CRM notes, transaction logs, rate sheets, settlement reports, and reconciliation files.
• Provide regular treasury updates on liquidity position, settlement status, provider performance, rate trends, transaction margins, and key operational risks.
• Support liquidity management by tracking available balances across accounts, currencies, partners, and payment corridors to ensure transactions can be funded and settled on time.
• Manage provider and partner relationships by following up on rates, settlements, transaction status, payment confirmations, and operational issues affecting service delivery.
• Escalate exceptions and resolve issues quickly by identifying failed payments, delayed settlements, rate differences, missing confirmations, incorrect balances, or reconciliation gaps.
• Manage treasury accounts and balances by maintaining visibility over bank accounts, wallets, provider balances, and other payment channels used for transaction execution.

Requirements

• 2–4 years of experience in treasury operations, payment operations, finance operations, FX, banking, fintech, or a related field.
• Good judgment and ability to escalate urgent issues quickly, especially where payments, settlements, or client funds may be affected.
• Comfortable working with numbers, rates, margins, balances, and transaction records.
• Strong attention to detail and ability to identify errors, discrepancies, delays, and reconciliation gaps.
• Ability to manage multiple transactions, providers, accounts, and follow-ups simultaneously.
• Experience with banks, fintech partners, liquidity providers, payment providers, or financial service platforms is a plus.
• Strong communication skills and ability to follow up professionally with internal teams and external partners.
• Strong understanding of FX, payments, cross-border transactions, settlement processes, liquidity, and transaction reconciliation.
• High level of integrity, confidentiality, and responsibility when handling financial information and transaction records.
• Strong Excel or Google Sheets skills — trackers, reconciliations, formulas, and transaction reporting.
• Ability to work in a fast-paced environment where accuracy, speed, and reliability are critical.

Remuneration

• Performance metrics include: settlement timeliness, reconciliation accuracy, liquidity availability, provider responsiveness, and transaction margin support.
• Base Salary: NGN300,000 – NGN 450,000 monthly.
• Growth opportunity: Potential to grow into senior treasury, operations, or finance roles based on performance.
• Direct collaboration with experienced treasury, sales, compliance, and operations teams.
• Play a key role in delivering fast, reliable, and secure cross-border payment services to clients.
• Treasury Incentives: Eligible for performance incentives tied to agreed monthly and quarterly targets.
• Hands-on exposure to FX, treasury operations, liquidity management, settlements, and international payments.