Engineer, Solution Developer

MoMo Payment Service Bank (MoMo PSB) is a fintech subsidiary of MTN Nigeria, licensed by the Central Bank of Nigeria (CBN) with a clear mandate to drive financial inclusion across the country. We are committed to providing accessible, secure, and technology-driven financial services that empower individuals, communities, and businesses—particularly the unbanked and underbanked populations.

Following the final approval of our Payment Service Bank license by the CBN, MoMo PSB officially launched operations on May 17, 2022. Since then, we have continued to expand our reach, delivering innovative financial solutions tailored to the needs of Nigerians across urban and rural areas.

Our vision is to become the largest and most valuable fintech platform in Nigeria, offering simple, trusted, and inclusive financial services that support economic growth and digital transformation.

We are recruiting to fill the position below:

Job Title: Engineer, Solution Developer

Location: Lagos
Employment Type: Full-time

Job Summary

• MoMoPSB is seeking a highly skilled Specialist, Solution Developer with a strong background in FinTech and digital solution engineering and development.
• Deep experience designing scalable systems, and the ability to lead engineering teams in delivering secure, high?performance digital financial services solutions.
• The ideal candidate has hands?on engineering experience, exceptional leadership capability, and proven success building and deploying enterprise?grade products in a fast?paced, regulated environments.

Key Responsibilities
Technical Leadership:

• Lead a team of engineers, architects, testers, product managers, and other stakeholders to deliver world class fintech application services.
• Lead end?to?end architecture, development, and deployment of complex financial applications.
• Drive technical decision?making, enforce engineering best practices, and ensure code quality across backend and frontend teams.
• Collaborate with product, security, data, and DevOps teams to design scalable and resilient systems.
• Architect and build robust backend services using modern frameworks (Node.js, Java, .NET, Go, or similar).
• Develop responsive, modular web interfaces using React, Vue, or Angular.
• Design and integrate APIs, microservices, and messaging systems.
• Build and enhance systems such as payments, wallets, transaction processing engines, KYC/AML, settlement systems, and digital onboarding flows.
• Ensure compliance with regulatory requirements (PCI?DSS, NDPR, ISO standards, local banking regulations).
• Implement secure coding practices, encryption, and fraud?mitigation measures.
• Lead and mentor a multidisciplinary engineering team.
• Manage sprints, guide solution design, review code, and ensure timely, high?quality delivery.
• Collaborate with senior stakeholders to translate business goals into technical execution plans.

Full?Stack Engineering:

• Architect and build robust backend services using modern frameworks (Node.js, Java, .NET, Go, or similar).
• Develop responsive, modular web interfaces using React, Vue, or Angular.
• Design and integrate APIs, microservices, and messaging systems.
• Build and enhance systems such as payments, wallets, transaction processing engines, KYC/AML, settlement systems, and digital onboarding flows.
• Ensure compliance with regulatory requirements (PCI?DSS, NDPR, ISO standards, local banking regulations).
• Implement secure coding practices, encryption, and fraud?mitigation measures.
• Lead and mentor a multidisciplinary engineering team.
• Manage sprints, guide solution design, review code, and ensure timely, high?quality delivery.
• Collaborate with senior stakeholders to translate business goals into technical execution plans.

FinTech?Focused Engineering:

• Build and enhance systems such as payments, wallets, transaction processing engines, KYC/AML, settlement systems, and digital onboarding flows.
• Ensure compliance with regulatory requirements (PCI?DSS, NDPR, ISO standards, local banking regulations).
• Implement secure coding practices, encryption, and fraud?mitigation measures.

Team & Delivery Management:

• Lead and mentor a multidisciplinary engineering team.
• Manage sprints, guide solution design, review code, and ensure timely, high?quality delivery.
• Collaborate with senior stakeholders to translate business goals into technical execution plans.

Qualifications
Education and Experience Requirements:

• 3 – 7 years of continuous experience as a full?stack software engineer.
• 2+ years in a leadership or senior technical role.
• Proven experience building largescale FinTech or payments solutions.

Expertise in:

• Backend: Node.js, Java, Go, or .NET
• Frontend: React, Angular, or Vue
• Databases: PostgreSQL, MySQL, MongoDB, Redis
• Cloud & DevOps: AWS, Azure, Docker, Kubernetes, CI/CD pipelines

Strong understanding of:

• Microservices architecture
• Distributed systems
• Event-driven designs (Kafka, RabbitMQ, etc.)
• API gateways & integrations
• Deep knowledge of security standards, encryption, authentication, and financial transaction integrity.