Credit Officers

2026-07-27
Ibadan, Nigeria
N100,000
Banking & Finance

SOBIC and Company is a rapidly expanding, opportunity-creating,and customer-focused micro finance institution (MFI) Nigeria. Amember of the Association of Non- Bank Microfinance Institutions of Nigeria (ANMFIN), The company registrered in July, 2008 with the Corporate Affairs Commission (CAC) with head office located at Ibadan having several branches across the states.

We are recruiting to fill the position below:

Job Title: Credit Officer

Locations: Okeho, Saki, Igbeti, Ogbomoso, and Ibadan - Oyo; Ijebu-jesha, Ipetu-jesha, Ife, Olode, Ijebu-jesha, Ipetumodu, Modakeke, Apomu, Iwo - Osun, Jebba - Kwara, Aku-Edo - Edo, Ekiti, Kogi, Kwara , Ogun and Ondo
Employment Type: Full-time

Responsibilities

Monitoring Existing Loans: Tracking the progress of disbursed loans and conducting field visits to verify business viability or household income.
Assessing Creditworthiness: Evaluating a borrower’s financial history, income, and debt to determine their ability to repay loans.
Providing Customer Service: Educating clients on borrowing terms that can make them qualified for the loan.
Reviewing Loan Requests: Processing and analyzing individual or commercial loan applications in accordance with bank policies.
Preparing Credit Proposals: Drafting clear risk assessments and making formal recommendations to approve or reject loan applications.
Evaluating Financial Information: Calculating specific financial ratios, such as credit scores and risk limits, to determine loan feasibility.
Managing Portfolio Quality: Maintaining a healthy portfolio by proactively following up on overdue repayments and early warning indicators of default.

Salary
N100,000 - N110,000 monthly.

How to Apply
Interested and qualified candidates should send their Applications to: [email protected] using the job title as the subject of the mail.

Application Deadline: 3rd August, 2026.

Click link to Apply

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