CREDIT OFFICER (PORT HARCOURT, RIVERS STATE)

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOURT, RIVERS STATE.

PORT HARCOURT

• ELEME NCHIA
• ONNE
• ALODE
• EBUBU
• OGALE
• CREEK ROAD
• NEW ROAD BORIKI
• DIOBU
• MILE 1
• LAGOS ROAD

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

BENEFITS:

Starting Salary: 104,000

Monthly incentive

Pension

Bi-annual Profit Sharing

HMO

Flexible working hour 11am – 6pm

Yearly appraisal

Salary review based on performance

METHOD OF APPLICATION

Interested and qualified candidates should forward their CV to [email protected]/[email protected] using the position and location as the subject of the email. E.g., CREDIT OFFICER/ELEME NCHIA