Consumer Lending Officer

2026-07-13
, Nigeria
N140,000
Banking & Finance

Lington & Bernie Consulting Limited was established on October 8, 1999 to provide efficient and qualitative consulting services to the oil and gas industry as well as banks and financial institutions in the areas of human resources placement and management, human resources consulting services, tax administration and payroll services as well as oil and gas fiscal and contractual terms advisory services.

We are recruiting to fill the position below:

Job Title: Consumer Lending Officer

Location: Nigeria
Employment Type: Full-time

Description

A Consumer Lending Officer assists clients in obtaining personal loans, evaluates creditworthiness, manages loan applications, and ensures compliance with lending policies.

Key Responsibilities

Compliance & Record-Keeping: Maintain accurate records and adhere to organizational, state, and federal lending regulations
Loan Evaluation: Assess applicants’ financial information, credit history, and repayment capacity to determine eligibility
Client Consultation: Meet with clients to understand financial needs and recommend suitable loan products for purposes such as home purchases, car financing, debt consolidation, or major personal expenses
Team Collaboration: Junior officers work under senior staff guidance, while senior officers may mentor junior staff, manage loan portfolios, or oversee branch lending operations
Loan Approval & Servicing: Prepare and review loan documents, monitor loan payments, and provide ongoing customer service to address borrower questions and ensure timely repayment
Application Processing: Guide clients through the loan application process, ensuring all documentation is complete and accurate
Business Development: Promote lending services within the community, build relationships with clients, and identify opportunities for cross-selling financial products

Requirements