Senior Credit Analyst (Credit Rating Agency) in a Leading Ratings Agency

Location: Lagos
Employment Type: Full-time

Decription

• The Company is now seeking to recruit an experienced Senior Credit Analyst who will be working within its analytical team. This team focuses on all bank and non-bank financial institutions across the African continent.
• This challenging opportunity will provide the combination of flexibility, responsibility, and discretion in managing their own portfolio of rated entities, with extensive access and exposure to senior management, issuers, and investors.
• The Company is seeking a motivated, ambitious individual to provide insightful credit analysis and research, ensure rating accuracy, and engage with the investor community.

Duties and Responsibilities
Insightful and Rigorous Analysis:

• Become a recognised authority on your portfolio of rated entities and developments in the sector.
• Write in-depth, high quality and focused research on credit trends, including thought-leading reports on insurance, corporates, banks and banking trends.

Ratings Accuracy:

• Develop detailed understanding of, and ability to apply, relevant methodologies.
• Monitor developments and ensure ratings are accurate and forward looking.
• Perform in-depth fundamental credit analysis on a portfolio of Nigeria financial institutions/insurance companies and corporates. Present your analysis at committees.

Effective Communication with Financial Markets and Issuers:

• Operate independently but supported by the rest of analytical team in enhancing the Company’s Banking, Corporate and Insurance franchise, in particular through developing and deepening outreach with key external stakeholders
• Build and maintain high quality relationships with fixed-income investors, financial media, and senior management at financial institutions.

Qualifications

• Fluency in spoken and written English
• ACA/ACCA professional qualification would be highly beneficial.
• The successful candidate should have a strong academic background at least equivalent to B.Sc. in relevant areas.

Qualities and Experience:

• Excellent communication skills. Able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience.
• Highly organised and efficient, with ability to multi-task and able to meet tight deadlines.
• Understanding of Nigerian corporates and their regulatory environment and the key issues affecting these markets/the main players and key industry drivers.
• Proven credit/risk assessment experience including strong financial analysis experience, likely to be gained from a financial institution, regulator, or public accounting firm.
• Strong quantitative aptitude and proven analytical skills.